Scripture Reading: Amos 5:1-27 / Romans 4:1-15 / Psalm 86:1-10
The credit card industry is overwhelmingly popular as there are more than 609 credit cards in circulation. Everyone likes credit but the credit card is responsible for 98 percent of the United States $856 BILLION revolving debt. “Charge it” has become the leading cause of stifling debt.
The Apostle Paul speaks about a “credit charge” here in Romans 4 but it is a charge that does not create debt, but forgives debt! The credit card industry of our day is a business whose purpose is to make money from consumer greed, irresponsibility and foolishness. The credit Paul speaks of is God’s idea and plan to set men free from their greed, irresponsibility, foolishness and sin!
This type of credit is only secured by faith and the first credit recipient was Abraham…”Abraham believed God, and it was credited to him as righteousness.” (vs.3) God credited righteousness to Abrahams account simply because he believed. Ironically, “credit” is from the Latin word meaning “I believe”. When we secure or buy things on credit, the credit card company makes payment for us and entrusts us to repay the debt they have assumed for us.
What would happen if the credit card company would forgive our debt and not require payment? That would be called a gift – giving us something that we did not deserve. God gives us what we don’t deserve (forgiveness) and doesn’t give us what we do deserve (judgment). He forgives our debt of sin and credits us with His righteousness. God gives us the eternal riches of His grace and mercy.
Like the song of long ago, “I owe a debt I did not pay, he paid a debt he did not owe I needed someone to wash my sins away. And now I sing a brand new song amazing grace. Christ Jesus paid the debt that I could never pay.” It’s time to secure this amazing credit through faith… His terms of repayment are revolutionary, in fact they are life altering, transforming and out of this world!
Pastor James Clark has pastored Calvary Assembly since 1985. He is blessed with his wife Yvonne, six children, two son-in-laws, a beautiful granddaughter and hopefully many more grandchildren to follow!